Concernant les salari\u00e9s de droit priv\u00e9 qui b\u00e9n\u00e9ficient d’un contrat collectif 80% environ de ce qui est cotis\u00e9 nous revient sous forme de prestations (remboursement de soins en compl\u00e9ment de la S\u00e9curit\u00e9 Sociale)<\/p>\n
Les 20% qui ne nous reviennent pas sont, pour les 2\/3 environ, accapar\u00e9s par l’Etat sous formes de contributions indirectes :<\/p>\n
Plus pr\u00e9cis\u00e9ment :<\/p>\n
Sur 100 euros de cotisations (\u00e0 FTSA, 60 sont pay\u00e9s par l’entreprise et 40 par les salari\u00e9s) :<\/p>\n
– 7% sont pr\u00e9lev\u00e9s en taxe dite TPA (celle qui est pass\u00e9e de 3,5% \u00e0 7% au 1\/1\/2012)
– 5,9% sont pr\u00e9lev\u00e9s en taxe dite TSA ex-CMU (depuis 2011, avant c’\u00e9tait 2,5%)
– 8% du restant restent \u00e0 la MG en frais forfaitaires de gestion (depuis 2010, avant c’\u00e9tait 8,5%)<\/p>\n
Donc sur 100\u20ac cotis\u00e9s seulement 80,13\u20ac, auxquels s’ajoutent les menus r\u00e9sultats des placements financiers, restent disponibles en prestations; ce qui n’emp\u00eache pas le contrat collectif d’\u00eatre l’un des plus efficaces du march\u00e9, beaucoup de mutuelles ayant des marges sup\u00e9rieures. <\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Concernant les salari\u00e9s de droit priv\u00e9 qui b\u00e9n\u00e9ficient d’un contrat collectif 80% environ de ce qui est cotis\u00e9 nous revient sous forme de prestations (remboursement de soins en compl\u00e9ment de […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[62],"tags":[],"class_list":["post-3886","post","type-post","status-publish","format-standard","hentry","category-protection-sociale"],"blog_post_layout_featured_media_urls":{"thumbnail":"","full":""},"categories_names":{"62":{"name":"Protection Sociale","link":"https:\/\/dev.cfecgc-orange.app\/index.php\/category\/cit\/vie-au-travail\/protection-sociale\/"}},"tags_names":[],"comments_number":"0","wpmagazine_modules_featured_media_urls":{"thumbnail":"","cvmm-medium":"","cvmm-medium-plus":"","cvmm-portrait":"","cvmm-medium-square":"","cvmm-large":"","cvmm-small":"","full":""},"_links":{"self":[{"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/posts\/3886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/comments?post=3886"}],"version-history":[{"count":0,"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/posts\/3886\/revisions"}],"wp:attachment":[{"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/media?parent=3886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/categories?post=3886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dev.cfecgc-orange.app\/index.php\/wp-json\/wp\/v2\/tags?post=3886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}